All of our DAFs have 2 components.  A liquidity account containing approximately 2% of the fund balance (held here and kept in a competitive money market) and an investment account holding 98% of the funds, held at your preferred custodian.  You, along with our trusted financial advisor (RIA or broker) will create an investment program that’s tailored to your individual goals and objectives.  This investment program is subject to our flexible Investment Guidelines.